Over Bluem
We are Bluem
Bluem is an independent Dutch specialist in payments, identity, compliance, anti-fraud, and creditworthiness, based in Amersfoort, Sofia and Yerevan. It has developed its viamijnbank, TOP and okID cloud platforms for handling online payments, authorisations, identification, compliance & signing services, IBAN-name checks and financial capacity assessments. Through our software, companies send large volumes of payment requests, invoices are paid faster, mandates are issued digitally, account numbers are checked, contracts are digitally signed, ID documents are scanned, and budget checks are carried out.
Years of experience in the Fintech & Regtech world
Pioneer in e-invoicing, e-payments and e-identity. Even before the iPhone existed, Bluem was already a founding partner of FiNBOX together with ABN AMRO, ING, Rabobank and PostNL. The dedication to payments and identification, the passion for technology and the drive for usability and everything that goes with it is in our blood. Now with over two decades of experience in creating transaction convenience, we guarantee high-quality service and simultaneously work on solutions for tomorrow.
Ease of use with brand experience
There are all kinds of payment & identity specialists. What they have in common is that they provide companies with all possible solutions. Yet Bluem has its own philosophy and is therefore unique in the transaction world. We distinguish ourselves with ease of use, proprietary technology, a broad range of services and an ultimate brand experience. From payment request, ID scan to the onboarding flow, customers only see your brand. We deliberately stay in the background. Recognition leads to trust and to conversion. The extremely user-friendly UI also contributes to this. With the unique 1-touch principle, the customer is literally guided quickly and easily to the final goal: a successful transaction or a completed onboarding.
Better authorisations, online assurance and ID-scan convenience
These are some of the pillars in which Bluem excels. Viamijnbank and TOP are platforms that combine omnichannel payment, authorisation, identification (iDIN), signing, IBAN-name checks, ID scanning, CCBR checks and many other transaction services. They are used daily by 1000+ companies across all sectors. Bluem has built a solid track record with a rapidly growing client base. Our robust API and pre-packaged flows ensure that our innovative solutions are easily linked to any process or system and are quickly used without long implementations. Additionally, we work with recognised industry partners, which ensures that data exchange with relevant applications via plugins is guaranteed. Our passion is to make online business easier, cheaper, compliant and fraud-resistant and that’s why we continue to work hard with our great team to further improve our innovative products.
In good
company
Did you know that more than 1000 companies already work with Bluem? And that we send millions of digital invoices and process the same amount of payments per month? Annually we process nearly 100 million transactions for clients. We are a transaction factory for business critical services. This means having an eye for security, privacy, availability and scalability. As a certified Digital Identity Service Provider (DISP) and Mandate Service Provider, we provide identity checks and/or digital authorisations for more than 600 parties and this number is growing fast. IBAN-name check, ID scanning, AML compliance checks and digital signing are services that are growing rapidly. Our new BudgetCheck for affordability issues offers parties in high-risk & high-value markets such as Automotive, Mortgages, Finance, Investment, Real Estate and Rentals the option to determine someone’s financial capacity in real time. Many organisations entrust Bluem with their data. That is why we guarantee that all data is stored on European servers in highly secured and certified environments – entirely under our own management and on our own hardware. Our Cloud platform is reliable, scalable and continuously monitored. This offers your company absolute data protection and 24/7 availability.
From Dutch to European focus
We have traditionally had many clients in the Benelux, but due to our growth we are becoming increasingly international. We now provide our Business Critical Services throughout Europe. Want to know how we can help your company? Call or email us.
Bluem’s head office is located in Amersfoort and has its primary software development team in the Netherlands. We also have a maintenance and operations team in Sofia (Bulgaria) and Yerevan (Armenia). Although Bluem operates internationally, the focus of our development and innovation clearly lies in the Netherlands. Our developers are on the Dutch payroll, and all new product developments, innovations and technical strategies are centrally managed and realised here. In Sofia/Yerevan we work with a number of independent professionals who support us in technical maintenance and daily operational processes. It is important to emphasise that although these people are not directly employed by Bluem (near-shoring), they have been working dedicatedly for Bluem for years and are managed by Bluem. As an operations team, they are responsible for keeping our existing systems stable, because availability and security, in addition to privacy and scalability, are core values for us. This smart setup ensures that on the one hand we maintain decisiveness and focus on high-quality software development within our own organisation in the Netherlands, and on the other hand we remain flexible in the execution of recurring operational tasks.
Contact us or check out our cases. Bluem’s high tech team now consists of more than 25 enthusiastic specialists and is growing fast. Interested? Contact us.

Bluem team

Rieko Kester
CEO

Aviël Ossi
CTO
As a veteran of both successful and failed ventures, he understands the complexity of setting up and maintaining businesses. With a higher vocational education from Nyenrode Business University, Aviël Ossi combines strategic insight with practical experience to drive growth and efficiency.
Whether leading teams or optimising systems, he continues to focus on innovation, resilience and meaningful connections in everything he does.

Peter Meester
Senior Software Developer

Emanuele di Bene
Senior Software Engineer

Teoman Kirac
Software Developer

Gian Lucas de Abreu
Software Developer

Benoît Prick
System Engineer

Frans Schippers
Senior System Engineer

Tom van Loon
Sales & Account Management Executive

Laurens Uffing
Business development & marketing lead

Camila Pastor
Policy & Compliance Officer

Mark Raida
Finance Trainee
Before joining Bluem, Mark-Anthony gained experience at Tractus, a strategy and operations management consultancy in Thailand, where he supported clients worldwide in achieving their business goals. His passion for economics, strategy and problem-solving is the driving force behind his work in both academia and business.

Marco Kester
Customer Support Trainee

Georg Tuparev
Head Sofia Office

Irina Popova
Senior Software Planner

Maria Porlidalieva
Software Support Specialist

Vanya Lazarova
Operations & System Management

Iliyana Mitova-Savcheva
Operations & Database Management

Todor Karastoyanov
UI Specialist

Ani Mihova
Testing

Karen Muradyan
Software & IT Expert

Zhanna Hakobyan
Software Maintenance Specialist

Marcello Luppi
Designer

Charles Parnot
Senior Software Advisor
