Customer & UBO Identification
Identify individuals, authorised representatives, directors and ultimate beneficial owners.
Turn Complex Checks Into One Smooth Customer Journey
Lenders, leasing companies, payment providers and investment firms must balance regulatory compliance and effective risk management with speed and conversion. Bluem brings onboarding, identity verification, compliance, affordability, signing and payment services together in one transaction platform.
Investor Onboarding Review
Daniel Moreno
#IV-20984
Daniel Moreno
Spain · Individual
Investment goal
Long-term growth
Evidencia
Strong
Source of wealth
Salary + investments
AML y PEP
0 Matches
Propiedad de la cuenta
ES76 •••• 9012
Suitability
Balanced Profile
Abrir una cuenta personal
09/19/2026 14:30
#BL-8412075
Identidad
AML
Propiedad
Dispositivo
Lucía García
DNI 45827163R
Identidad
Acabo de llegar
Verificado
Exámenes de detección de AML
Hace 1 minuto
Claro
Propiedad de la cuenta
Hace 1 minuto
Partido
Inteligencia de los dispositivos
Hace 5 minutos
Bajo
Confiada por organizaciones de toda Europa y del GCC.
Casos de uso prioritarios
Connect Every Critical Check in One Customer Journey
Combine identity, financial, compliance and risk checks in one configurable flow—from initial onboarding and approval to ongoing customer monitoring.
Propiedad de la cuenta bancaria
Verify account ownership before processing disbursements, repayments or collections.
AML y análisis de riesgo
Screen customers and related parties for sanctions, PEP and adverse-media risks.
Affordability & Resilience and Creditworthiness Checks
Assess income, expenditure, affordability and financial resilience. Evaluate credit risk and support faster, consistent lending decision
Digital Consent & Signing
Capture digital consent, payment mandates and legally binding signatures.
Continuous KYC Monitoring
Support periodic KYC reviews and monitor customer risk throughout the relationship.
Mandatos de débito digital
Utilice el Mandato Verde de Bluem para obtener autorizaciones válidas para débito directo SEPA por concepto de cuotas mensuales y cargos por servicios. Fortalece su flujo de caja y reduce los pagos atrasados o no realizados.
Online Payments Tailored to Customer Preferences
Let customers pay directly online using their preferred payment method, including Wero, Pay by Bank, cards, Apple Pay and Google Pay.
Verificación del IBAN del proveedor
Verify the account holder’s name before making a payment, reducing payment errors and protecting your organisation against invoice fraud.
Seamless Customer Onboarding
Launch compliant, high-conversion onboarding with Bluem NeoBoarding. Its SDK securely transfers verified customer data to your backend via webhook.
En la práctica
Connected Verification for Lending and Leasing
Make faster, more confident decisions by combining identity, financial, compliance and signing checks in one digital journey.
Consumer Lending
Verify the applicant’s identity, income, affordability and bank-account ownership before approving and disbursing a loan.
Loan Application
Sophie van Dijk
Loan Amount
€25,000
Term
48 months
Monthly
€586
Leasing Applications
Identify applicants, complete compliance and creditworthiness checks, verify financial information and sign agreements digitally.
Leasing Agreement
Toyota Yaris
El beneficio de Bluem
Faster Decisions,
Better Risk Management,
One Connected Journey
Bluem provides the tools financial services organizations need to digitize critical business processes, manage risk and meet regulatory obligations—without creating unnecessary friction for genuine customers.
Connected From Start to Finish
Bring identity, compliance, signing and payment services together in one seamless customer journey.
Structured Data
Send consistent, decision-ready data to back-office systems for faster processing and fewer disconnected workflows.
Smarter Risk, Less Friction
Manage risk and meet regulatory obligations without adding unnecessary complexity or slowing down legitimate customers.
Referencias
Confiado por
Financial Leaders
