Verify Bank Accounts Instantly Across Europe
Is the IBAN really linked to your customer or supplier?
Bluem's Verification of Payee (VoP) platform instantly verifies whether an IBAN and account holder name belong together. Prevent payment errors, detect typos, reduce fraud, and improve the quality of your customer and supplier data.
IBAN Name Check
IBAN
NL00 BANK 0123 4567 89
Account Holder
Bluem B.V.
Check
Trusted by organizations across Europe and the GCC.
See how instant IBAN verification prevents payment errors, reduces fraud and improves account data.
Watch Video
Instant verification.
Real-Time Results.
Europe-Wide Coverage.
Prevent IBAN fraud and payment errors
Improve direct debit
success rates
Detect typos before they become costly mistakes
Keep customer and
supplier databases clean
Comply with Verification
of Payee requirements
Fuzzy logic to interpret
Close Match results
Extra attributes for
Business accounts
Available via API
and Dashboard
Better Be Sure
Every IBAN Name Check
Provides Immediate Clarity.
Before making a payment, issuing a loan, accepting a direct debit mandate, or updating bank details, verify that the account information is correct.
Verify Customer And Supplier Bank Details
Confirm account information before onboarding or payments begin, helping prevent errors, delays and inaccurate financial records.
Validate Refund And Payout Accounts
Verify destination accounts before transferring funds, ensuring every refund or payout reaches the correct intended recipient.
Confirm Direct Debit Account Ownership
Confirm the account belongs to the mandate holder before activating direct debit collections or recurring payments.
Prevent Fraudulent Account Changes
Identify suspicious or unauthorized bank-detail changes before funds are redirected to fraudulent or incorrect accounts.
Reduce Onboarding And Payment Risks
Add reliable account verification to customer journeys to reduce fraud, failed transactions and unnecessary operational risk.
Instant Results
Every IBAN Name Check
Provides Immediate Clarity.
Checks are performed in real time against connected European banks. No action is required from your customer or supplier. Bluem's payment hub is authorized by SurePay to provide Verification of Payee services across Europe.
The account name and IBAN belong together.
Proceed with confidence. You will also receive confirmation whether the account is active. For business accounts, additional information such as company location may be available
IBAN
DE89 3704 0044 0532 0130 00
Input Name
Max Mustermann
IBAN Result
VALID & KNOWN
Name Result
Matching
Confidence level
99.2%
European Coverage
Verify Accounts
Across Europe
Verify personal and business accounts in more than 20 European countries.
Coverage includes current accounts and savings accounts, with new countries continuously being added.
Country
Can our EU solution check that?
Austria
Yes
Belgium
Yes
Bulgaria
No, Expected by July 2027
Croatia
Yes
Cyprus
Yes
Czech Republic
No, Expected by July 2027
Denmark
No, Expected by July 2027
Estonia
Yes
Finland
Yes
France
Yes
Germany
Yes
Greece
No, Expected by July 2027
Hungary
No
Beyond IBAN Verification
Enhanced Business
Account Verification
Need more than an IBAN check for an Organisation?
Bluem's enhanced business verification provides additional company information, including:
Giving you greater certainty when onboarding new suppliers, and business partners. The extra data points are often required for your account payable system.
Business Account Verification
Example Supplier B.V.
NL00 BANK •••• 6789
Registration number
VAT number
Registered address
Easy Integration
Integrate Verification of Payee into any business process or frontend customer journey through our simple REST API or use it directly from the Bluem Dashboard.
Bluem
Dashboard
Transparent Pricing
Verify Accounts Wherever Business Happens
Add real-time IBAN Name Check to onboarding, lending, direct debit, self-service, payment and refund journeys.
IBAN Name Check
€0.50 / per check
Idea for:
Customer onboarding
Supplier onboarding
Loan origination
Direct debit setup
Customer self-service portals
Payment and refund processes
Price shown excluding volume discounts.
Final pricing depends on your setup and transaction volume.
