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Die Zahl der KI-Betrugsfälle steigt – Wie okID und Bluem Unternehmen dabei helfen, sicher zu bleiben

Künstliche Intelligenz verbessert Geschäftsprozesse, macht sie aber auch einfacher für Betrüger. Kriminelle nutzen künstliche Intelligenz, um Identitätsdokumente zu fälschen, Gesichter zu manipulieren und neue Identitäten zu erstellen.

Bluem Team

2. Dezember 2025

Published Dez. 2, 2025

Updated Okt. 11, 2026

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Ai fraud in identity verification

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AI Fraud is Growing Rapidly

AI provides speed and convenience, but it also gives fraudsters new opportunities. They use AI to forge identity documents, manipulate faces, and create synthetic identities that seem convincingly real. More and more companies notice this during digital onboarding, where deepfakes and fake identities appear more frequently. Since customers authenticate remotely, it is more challenging to be sure who is behind an application.

Why a Simple ID Check is No Longer Enough

Many organizations still rely on a single verification of an identity document. That used to be enough, but not anymore. A document might look reliable while details have been digitally altered. A video might look like a real selfie while it is an AI-generated deepfake. The tools to commit fraud are becoming cheaper, faster, and more accessible.

Modern identity verification, therefore, requires multiple layers that reinforce each other. Each layer addresses a different type of fraud. Only when these layers work together does onboarding remain secure without delaying genuine customers.

How okID Detects Fraud with Multiple Verification Layers

okID is the identity verification platform from Bluem. It recognizes identity documents from over 190 countries and supports more than 15,000 document types. The platform checks documents with AI, reads barcodes and chip data, and detects features that indicate manipulation. Then, okID compares the face on the document with a live face using face matching and liveness detection. This blocks deepfakes and manipulated images before they proceed further in the process.

An essential part of okID is the VIS check. This verifies if an identity document is registered as missing or stolen. Many fraudsters use real documents that are no longer valid. The VIS check quickly reveals this.

Companies can determine which steps they use to maintain a good balance between security and ease of use. This keeps the onboarding secure for organizations and simple for genuine customers.

How Bluem Integrates Everything into One Onboarding Process

Bluem offers a complete platform for identity verification, payments, compliance checks, and creditworthiness. All services operate in secure data centers in the Netherlands. This ensures maximum reliability, privacy, and control over data.

Because Bluem combines all these functions in one environment, companies no longer need to connect different systems. Teams work more efficiently, the customer journey is shorter, and conversion increases as customers need to go through fewer steps.

Why Strong Identity Verification is Crucial Now

AI fraud is developing quickly. Digital onboarding is becoming the standard in almost every sector. This increases the necessity to verify identities reliably without frustrating the customer.

okID and Bluem help organizations achieve this. They offer a secure, fast, and scalable way to identify customers. Fraud is stopped early, while genuine users smoothly pass through the onboarding process. This gives companies the confidence to grow, even as fraud becomes smarter and more sophisticated.

Über uns okID

okID is the identity verification platform of Bluem. It supports documents from over 190 countries and more than 15,000 types. It uses AI for document checking, biometrics, liveness, and VIS checks. Companies can choose which steps they use.

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