# Bluem

> Payment, identity and compliance services


## Posts

- [The EUDI Wallet Is Coming. Is Your Onboarding Ready for What Happens Before It Arrives?](https://bluem.nl/eudi-wallet-onboarding-ready-before-it-arrives/): The European Digital Identity Wallet will change identity, but businesses still need to support today’s mix of documents, eIDs.
- [KSA Guidance Is Getting Stricter: Can You Prove Your Duty of Care?](https://bluem.nl/ksa-guidance-stricter-prove-duty-of-care/): New KSA guidance raises the bar for online gambling operators: can you show what happened, which checks were used and why each duty-of-care decision was reasonable?
- [Green Mandate extends our eMandate service across the SEPA area](https://bluem.nl/green-mandate-extends-emandate-service-sepa-area/): From May 1, Green Mandate is automatically included in our eMandate service, for CORE mandates, helping more customers across the SEPA area.
- [Identity Fraud in 2026: Why the Latest News Points to a More Layered Threat](https://bluem.nl/identity-fraud-2026-more-layered-threat/): Stolen data, AI-generated impersonation, deepfakes and account takeover now reinforce each other. Here is why identity fraud in 2026 feels different.
- [Where Local Digital ID Ends: How okID Supports Cross-Border IDV](https://bluem.nl/where-local-digital-id-ends-how-okid-supports-cross-border-idv/): Local digital ID works well for resident onboarding, but not every customer fits that model. Discover how okID supports non-resident KYC.
- [A word from our CTO: Where does automation end?](https://bluem.nl/a-word-from-our-cto-where-does-automation-end/): AI-driven cost cutting may boost short-term performance, but long-term competitive advantage still depends on human judgment, creativity, and connection.
- [Online Identification: Trends, Regulation and What Comes Next](https://bluem.nl/online-identification-trends-regulation-and-what-comes-next/): Explore key trends in identification, including AI-driven ID scanning, eIDAS 2.0, digital identity wallets and data sovereignty developments across Europe.
- [Why fragmented onboarding flows reduce your conversion rate](https://bluem.nl/why-fragmented-onboarding-flows-reduce-your-conversion-rate/): Fragmented onboarding lowers conversion. Learn how combining identity, IBAN checks, mandates and compliance improves activation and reduces friction.
- [IBAN name check in Europe and what it means for your payments](https://bluem.nl/iban-name-check-in-europe-and-what-it-means-for-your-payments/): Learn how IBAN name check is rolling out across Europe, what coverage looks like, and how it improves payment accuracy, fraud prevention and compliance.
- [How the IBAN name check helps clean and maintain your supplier database](https://bluem.nl/how-the-iban-name-check-helps-clean-and-maintain-your-supplier/): Improve supplier data quality and prevent failed payments by validating IBAN and account names at the moment supplier details are entered or changed.
- [Growing into Trust: What ISAE 3402 Type II Says About Bluem, and Why It Matters to Customers](https://bluem.nl/growing-into-trust-what-isae-3402-type-ii-says-about-bluem-and-why-it/): ISAE 3402 Type II is not an endpoint. It establishes a baseline for how Bluem operates today and how we intend to operate as we grow.
- [AI fraud is rising - How okID and Bluem help companies stay secure](https://bluem.nl/ai-fraud-is-rising-how-okid-and-bluem-help-companies-stay-secure/): AI improves business processes, but it also makes fraud easier. Criminals use AI to forge identity documents, manipulate faces and create new identities.
- [The future of client onboarding: fast, secure, and compliant](https://bluem.nl/the-future-of-client-onboarding-fast-secure-and-compliant/): A well-structured process provides an optimal customer experience, minimizes risks, and complies with all laws and regulations, such as the Wwft.
- [Why digital identification is becoming the standard in the travel industry](https://bluem.nl/digital-identification-standard-travel-industry/): In the travel and hospitality sector, everything is about speed, safety, and convenience. Guests and travelers expect a smooth experience.
- [Optimize your payment process: faster, simpler, and customer-friendly](https://bluem.nl/optimize-your-payment-process-faster-simpler-and-customer-friendly/): At Bluem, we assist organizations with their payment processes through digital payments and digital direct debit authorizations.
- [Online casino with iDIN: safe and reliable](https://bluem.nl/online-casino-with-idin-safe-and-reliable/): Bluem, the largest provider of iDIN, delivers this service to more than half of the legal gambling operators in the Netherlands.
- [How do you ensure your business is Wwft-compliant? These tools help you on your way](https://bluem.nl/how-do-you-ensure-your-business-is-wwft-compliant-these-tools-help/): To comply with the Wwft, many organizations invest in smart tools that meet the latest laws and regulations.
- [How does your organization set up the ideal customer onboarding process](https://bluem.nl/how-does-your-organization-set-up-the-ideal-customer-onboarding/): An efficient and secure customer onboarding ensures the success of your organization
- [Digital signatures: a summary of all the benefits](https://bluem.nl/digital-signatures-a-summary-of-all-the-benefits/): Digital signatures are indispensable. They provide a legally binding way to sign documents without physical presence.
- [Debt Collection Authorization: Efficiency for Your Administration](https://bluem.nl/debt-collection-authorization-efficiency-for-your-administration/): Direct debits provide an efficient and secure method for processing payments, resulting in simplified administration and improved cash flow.
- [The Future of Online Identification: Secure & User-Friendly](https://bluem.nl/the-future-of-online-identification-secure-user-friendly/): Online identification is the solution and forms the backbone of the modern digital economy.
- [How to digitalize your business in 2025](https://bluem.nl/how-to-digitalize-your-business-in-2025/): One of the main reasons for businesses to digitize is the gain in productivity.
- [4 tools every HR department will need in 2025](https://bluem.nl/4-tools-every-hr-department-will-need-in-2025/): With the right tools, the HR department can not only work more efficiently, but also provide a unique employee experience.
- [KYC, what is it and why is it important?](https://bluem.nl/kyc-what-is-it-and-why-is-it-important/): In recent years, KYC (Know Your Customer) has evolved into a crucial business process within organizations.
- [Why more and more companies are switching to iDIN](https://bluem.nl/why-more-and-more-companies-are-switching-to-idin/): iDIN offers an innovative solution that exactly meets these requirements. Why are more and more companies choosing iDIN?
- [Why More Organizations Are Starting with Digital Authorization for Collections](https://bluem.nl/why-more-organizations-are-starting-with-digital-authorization-for/): Direct debit authorizations allow businesses and customers to quickly and easily arrange consent for recurring payments or authorizations.
- [How do I protect my organization against online fraud?](https://bluem.nl/how-do-i-protect-my-organization-against-online-fraud/): Fraud is a growing threat that businesses must not underestimate. Trust in existing measures often turns out to be misplaced.
- [The Impact of Digitalization on Businesses](https://bluem.nl/the-impact-of-digitalization-on-businesses/): Digitalization is a key driver of growth, efficiency, and innovation. The motivation here is the gain in productivity and efficiency.

## Pages

- [Cookie Policy](https://bluem.nl/cookie-policy/): How Bluem uses cookies and similar technologies on this website, and how you can manage or withdraw your consent at any time.
- [Digital Platforms & Social Media](https://bluem.nl/digital-platforms-social-media/): Digital platforms must balance safety with an effortless user experience.
- [Industry, Technology & Construction](https://bluem.nl/industry-technology-construction/): Manufacturing and industrial companies, ICT and software providers, construction firms, technical contractors and engineering companies work with complex supply chains, international partners and high-value transactions.
- [Retail, Trade & Media](https://bluem.nl/retail-trade-media/): Retailers, marketplaces, wholesalers, and publishers need frictionless checkout experiences and reliable business relationships.
- [iGaming & Crypto](https://bluem.nl/igaming-crypto/): iGaming and crypto businesses must onboard customers quickly while meeting demanding identity, AML, age and affordability requirements.
- [Education](https://bluem.nl/education/): Universities, colleges and training providers serve international students while managing enrolment, identity, tuition payments and access to digital services.
- [Developers](https://bluem.nl/developers/): Looking for our technical documentation, or want to integrate our APIs into your platform?
- [Blog](https://bluem.nl/blog/): Expert perspectives on payments, digital identity, compliance and fraud prevention from the team behind Bluem’s 24/7 transaction platform.
- [Our Offices](https://bluem.nl/our-offices/): From our headquarters in Amersfoort and our offices in London, Dubai, Nicosia, Yerevan, Sofia and Basel, we support organisations across Europe, the UK and Ireland, and the GCC.
- [Terms & Privacy Policy](https://bluem.nl/privacy-policy/): An overview of how we responsibly handle personal data for our website visitors, partners, and subscribers.
- [Healthcare & Life Science](https://bluem.nl/healthcare-life-science/): Bluem helps healthcare providers, hospitals, insurers and health platforms digitise critical patient and provider processes.
- [IP & Device Risk Check](https://bluem.nl/ip-device-risk-check/): Bluem IP & Device Risk Check provides an instant risk assessment of every user connecting to your platform.
- [Enhanced Due Diligence](https://bluem.nl/enhanced-due-diligence/): For many regulated organizations, Enhanced Due Diligence (EDD) is a mandatory requirement under AML, AMLR, Wwft and Customer Due Diligence regulations.
- [Financial Status Checks](https://bluem.nl/financial-status-checks/): Make informed decisions with real-time financial status checks on individuals and companies.
- [Government & Public Services](https://bluem.nl/government-public-services/): Bluem helps (semi)government organizations, NGOs, membership organizations, and advocacy groups verify citizens, validate payments and automate digital application processes.
- [Onboarding: KYC & KYB](https://bluem.nl/onboarding-kyc-kyb/): Onboarding is where customer experience, compliance, risk management, and conversion come together. Get it right, and onboarding becomes a growth engine.
- [Financial Health & Affordability Assessment](https://bluem.nl/financial-health-affordability-assessment/): Wealth Check is Bluem’s AI-driven solution for assessing financial capacity, affordability, and risk in high-value or high-risk customer journeys.
- [Insurance](https://bluem.nl/insurance/): Bluem helps insurers onboard policyholders seamlessly, verify identities, analyze financial information and prevent fraudulent claims or incorrect payouts.
- [Banking](https://bluem.nl/banking/): Banks need to know who their customers are, understand the origin of their funds and establish whether the information provided can be trusted.
- [Financial Services & Investments](https://bluem.nl/financial-services-investments/): Lenders, leasing companies, payment providers and investment firms must balance regulatory compliance and effective risk management with speed and conversion.
- [Automotive & Transport](https://bluem.nl/automotive-transport/): Bluem supports digital customer journeys for vehicle finance, leasing, rental, mobility and public transport.
- [Travel & Hospitality](https://bluem.nl/travel-hospitality/): Hotels, travel companies and accommodation platforms need to process bookings quickly while preventing identity fraud and chargebacks.
- [Sport & Events](https://bluem.nl/sport-events/): Sports clubs, venues and event platforms must manage peak traffic, ticket fraud, age restrictions, venue safety and secure payments.
- [Notary, Legal & Professional Services](https://bluem.nl/notary-legal-professional-services/): Notaries, law firms, accountants, consultants and other professional service providers must know exactly who they are dealing with.
- [Mortgages](https://bluem.nl/mortgages/): Mortgage applications involve identity checks, income verification, bank data, supporting documents and multiple signatures.
- [Real Estate](https://bluem.nl/real-estate/): Property transactions involve high values, multiple parties and significant fraud and AML risks.
- [Utilities, Infra & Waste Services](https://bluem.nl/utilities-infra-waste-services/): Energy suppliers, telecom providers and waste collection companies need to onboard large volumes of customers with minimal friction, while preventing fraud, incorrect data and account misuse.
- [Pensions, Employment & HR](https://bluem.nl/pensions-employment-hr/): Payroll providers, staffing agencies, and organizations manage relationships with employees.
- [Adverse Media & Other Checks](https://bluem.nl/adverse-media-other-checks/): Adverse media refers to any unfavorable information about a person or organization published across global news, regulatory bulletins, social media, blogs and web articles.
- [Existence Check](https://bluem.nl/existence-check/): Bluem’s Existence Check searches public sources at scale for evidence that an individual may have passed away.
- [Global Address Validation](https://bluem.nl/global-address-validation/): Capture accurate address data from trusted sources worldwide and improve customer onboarding, compliance, and conversion rates.
- [AML Screening & Continuous Monitoring](https://bluem.nl/aml-screening-continuous-monitoring/): Comply with AML, KYC, CDD, EDD and sanctions regulations without slowing down your customer journey or the growth of your business.
- [okID Wallet & European Digital Identity](https://bluem.nl/okid-wallet-european-digital-identity/): The updated eIDAS 2.0 regulation introduces the European Digital Identity Wallet framework.
- [Age Verification](https://bluem.nl/age-verification/): Protect your business, meet regulatory requirements, and deliver a seamless user experience with Bluem's okID Age Verification solution.
- [Digital Signing](https://bluem.nl/digital-signing/): Speed up contract approvals, onboarding, and authorization processes with secure digital signing.
- [Phone and Email OTP](https://bluem.nl/phone-and-email-otp/): Authenticate users during onboarding, login, contract signing, account activation or reactivation, and any other journey requiring additional assurance.
- [IBAN Name Check](https://bluem.nl/iban-name-check/): Is the IBAN really linked to your customer or supplier?
- [Identity/eID Center](https://bluem.nl/identity-eid-center/): Bluem's AI-powered Identity platform gives your business access to a growing ecosystem of local and global eIDs and digital wallets through a single integration.
- [okID ID Verification](https://bluem.nl/okid-id-verification/): Bluem has developed one of the most advanced AI-powered identity verification platforms available today: okID.
- [SEPA Direct Debit Mandates](https://bluem.nl/sepa-direct-debit-mandates/): Looking for the most cost-effective way to collect recurring invoices and subscriptions?
- [Online Payments](https://bluem.nl/online-payments/): Make online payments easy for customers. Too often, an invoice is a PDF that the customer has to put in manually.
- [Contact Sales](https://bluem.nl/contact-sales/): Tell us what you want to improve across payments, identity, compliance or financial checks. We’ll connect you with the right Bluem specialist.
- [About us](https://bluem.nl/about-us/): Twenty-five years ago, Bluem started with a simple belief: business transactions should be easier, safer and more reliable.
- [Home](https://bluem.nl/): Trusted business starts with Bluem. We automate your payments, customer verifications, compliance, checks, and onboarding, so you can focus on your business.


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